Nationwide ISA Calculator
See how much interest you could earn with a Nationwide ISA.
Investment ISAs put your capital at risk & you may get back less than you originally invested
- Term: Instant Access
- Invest From: £100
Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected.. Must be UK resident and be aged 18 or older. After 12 months the interest rate changes to 1.45% AER variable. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
- Term: Easy Access
- Invest From: £1,000
Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older
- Term: 1 Year, with option to make one free withdrawal
- Invest From: £1
Make up to one withdrawal during the 12-month term of this account. Flexible ISA: Withdraw money from your ISA account and pay it back in later. It will not affect your annual allowance, if it’s done in the same tax year. Open from just £1 or transfer in existing ISA funds. Manage your account online. Interest paid at maturity. FSCS Protected. The interest rate is variable and can go up or down. Must be UK resident and aged 18 or older
- Term: Instant Access
- Invest From: £1
3.61% AER / 3.55% tax-free p.a (variable), interest paid monthly. Flexible ISA – withdraw and replace funds without affecting your annual ISA allowance. Unlimited deposits and withdrawals. Interest paid monthly. ISA transfers also allowed in. FSCS Protected. Tax treatments depend on your individual circumstances and may change in the future’. Powered by ClearBank: Wealthify will provide the day-to-day servicing of the account with ClearBank providing the account itself. Must be UK resident and be aged 18 or older
Show More- Term: Instant Access
- Invest From: £1
Unlimited deposits and withdrawals. Interest paid monthly. ISA transfers also allowed. Open and manage online or in app
FSCS Protected. £500,000 maximum deposit across all OakNorth accounts. Must be UK resident and aged 18 or older
- Term: Instant Access for 12 months
- Invest From: £500
Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Manage your account in branch, online using internet or mobile, or over the phone. FSCS Protected. Must be UK resident and be aged 18 or older. After 12 months, Santander will transfer your account to an ISA Saver. Before the term ends, Santander will contact you with your new interest rate. *Terms & Conditions apply
- Term: 1 Year
- Invest From: £1,000
Interest paid annually. ISA transfers not currently allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest
- Term: 1 Year
- Invest From: £1
Interest paid at maturity. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 1 Year
- Invest From: £500
Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
- Term: 1 Year
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest
- Term: 1 Year
- Invest From: £500
Interest paid at maturity. ISA transfers also allowed in. Manage your account in branch, online using internet or mobile, or over the phone. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 120 days lost interest. *Terms & Conditions apply
- Term: 2 Years
- Invest From: £1
Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 2 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days lost interest
- Term: 2 Years
- Invest From: £500
Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
- Term: 2 Years
- Invest From: £500
Interest paid annually. ISA transfers also allowed in. Manage your account in branch, online using internet or mobile, or over the phone. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 120 days lost interest. *Terms & Conditions apply
- Term: 3 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 240 days lost interest
- Term: 3 Years
- Invest From: £1
Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2021. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 5 Years
- Invest From: £1
Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 5 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 365 days lost interest
Try our free ISA calculator
Click here for our free ISA Calculator »
Using our free ISA interest calculator, you can see how much you could grow your savings with a Nationwide ISA.
The calculator shows how much interest you might earn with different ISAs, based on how much you deposit, the interest rate offered and how long you want to save for.
This provides valuable guidance when deciding how to use your tax-free ISA allowance, which for the 2017/18 tax year is £20,000 (or £4,128 for a Junior ISA).
Compare Nationwide ISA deals
Nationwide is one of a number of different ISA providers, so to make sure you are getting the best deal with your savings it is sensible to compare as many different ISA products as possible. Our free ISA interest calculator makes this as simple as possible.
The calculator lets you see the effect of three different factors:
- Amount saved
- Interest rate earned
- Length of time saved for
This allows you to see how much you will need to deposit into different ISAs to achieve a specific savings goal, or how much you could generate based on the amount you want to deposit each month.
How does our ISA calculator work?
Our calculator gives an estimate of the total growth you may achieve based on the figures you provide. This estimate is for guidance purposes only and the actual amount of growth you see will depend on how interest rates change over time.
Our estimate assumes the following:
- You will deposit money into your account on a regular basis
- There will be no withdrawals made
- The market will stay broadly steady
- Interest rates will remain productive
- There will be no reduction in the ISA tax-free savings allowance during the term of your account
See how much interest you could earn with a Nationwide ISA
Thinking about taking out a Nationwide ISA? Find out how much you might be able to earn in interest now with our free ISA interest calculator.
Click here for our free ISA Calculator »

