Lloyds ISA Calculator

See how much interest you could earn with a Nationwide ISA.

Online Easy Access Cash ISA

from Post Office Money

Interest Rate (AER) 4.05%
  • Term: Instant Access
  • Invest From: £100

Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected.. Must be UK resident and be aged 18 or older. After 12 months the interest rate changes to 1.45% AER variable. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

Online Easy Access Cash ISA

from Leeds Building Society

Interest Rate (AER) 4.05%
  • Term: Easy Access
  • Invest From: £1,000

Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older

Single Access eISA

from Yorkshire Building Society

Allows ISA Transfers
Interest Rate (AER) 4.00%
  • Term: 1 Year, with option to make one free withdrawal
  • Invest From: £1

Make up to one withdrawal during the 12-month term of this account. Flexible ISA: Withdraw money from your ISA account and pay it back in later. It will not affect your annual allowance, if it’s done in the same tax year. Open from just £1 or transfer in existing ISA funds. Manage your account online. Interest paid at maturity. FSCS Protected. The interest rate is variable and can go up or down. Must be UK resident and aged 18 or older

Instant Access Cash ISA

from Wealthify, an Aviva company

Interest Rate (AER) 3.61%
  • Term: Instant Access
  • Invest From: £1

3.61% AER / 3.55% tax-free p.a (variable), interest paid monthly. Flexible ISA – withdraw and replace funds without affecting your annual ISA allowance. Unlimited deposits and withdrawals. Interest paid monthly. ISA transfers also allowed in. FSCS Protected. Tax treatments depend on your individual circumstances and may change in the future’. Powered by ClearBank: Wealthify will provide the day-to-day servicing of the account with ClearBank providing the account itself. Must be UK resident and be aged 18 or older

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Easy Access ISA

from OakNorth

Allows ISA Transfers
Interest Rate (AER) 3.00%
  • Term: Instant Access
  • Invest From: £1

Unlimited deposits and withdrawals. Interest paid monthly. ISA transfers also allowed. Open and manage online or in app
FSCS Protected. £500,000 maximum deposit across all OakNorth accounts. Must be UK resident and aged 18 or older

Easy Access ISA

from Santander

Allows ISA Transfers
Interest Rate (AER) 2.00% tax-free
  • Term: Instant Access for 12 months
  • Invest From: £500
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Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Manage your account in branch, online using internet or mobile, or over the phone. FSCS Protected. Must be UK resident and be aged 18 or older. After 12 months, Santander will transfer your account to an ISA Saver. Before the term ends, Santander will contact you with your new interest rate. *Terms & Conditions apply

1-Year Fixed Rate Cash ISA

from Investec Save

Interest Rate (AER) 4.30%
  • Term: 1 Year
  • Invest From: £1,000

Interest paid annually. ISA transfers not currently allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest

1 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 4.10%
  • Term: 1 Year
  • Invest From: £1

Interest paid at maturity. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted

1 Year Fixed Rate Cash ISA

from Post Office Money

Interest Rate (AER) 3.80%
  • Term: 1 Year
  • Invest From: £500

Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

1 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 3.80%
  • Term: 1 Year
  • Invest From: £100

Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest

1 Year Fixed Rate Cash ISA

from Santander

Allows ISA Transfers
Interest Rate (AER) 3.80% tax-free
  • Term: 1 Year
  • Invest From: £500
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Interest paid at maturity. ISA transfers also allowed in. Manage your account in branch, online using internet or mobile, or over the phone. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 120 days lost interest. *Terms & Conditions apply

2 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 4.00%
  • Term: 2 Years
  • Invest From: £1

Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted

2 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 3.70%
  • Term: 2 Years
  • Invest From: £100

Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days lost interest

2 Year Fixed Rate Cash ISA

from Post Office Money

Interest Rate (AER) 3.70%
  • Term: 2 Years
  • Invest From: £500

Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

2 Year Fixed Rate Cash ISA

from Santander

Allows ISA Transfers
Interest Rate (AER) 3.65% tax-free
  • Term: 2 Years
  • Invest From: £500
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Interest paid annually. ISA transfers also allowed in. Manage your account in branch, online using internet or mobile, or over the phone. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 120 days lost interest. *Terms & Conditions apply

3 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 3.70%
  • Term: 3 Years
  • Invest From: £100

Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 240 days lost interest

3 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 3.75%
  • Term: 3 Years
  • Invest From: £1

Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2021. Must be UK resident and be aged 18 or older. No withdrawals permitted

5 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 4.00%
  • Term: 5 Years
  • Invest From: £1

Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted

5 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 3.80%
  • Term: 5 Years
  • Invest From: £100

Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 365 days lost interest

Try our free ISA calculator

Click here for our free ISA Calculator »

If you are considering a Lloyds ISA, our free calculator can let you see how much you are likely to earn in interest and how this compares to ISAs from other providers.

Using our free ISA calculator, you can see how the amount you deposit, the interest rate you receive and the length of time you save for while effect the final amount you generate.

This can offer invaluable guidance when deciding how to use your tax-free ISA allowance, which for the 2017/18 tax year is £20,000 (or £4,128 for a Junior ISA).

Compare Lloyds ISA deals

There are many different providers offering a range of ISA types, including cash ISAs, stocks and shares ISAs and innovative finance ISAs. Our free ISA interest calculator lets you see how Lloyds’ ISAs compare to our ISA products across the market, so you can make the right decision for you.

The calculator lets you see the effect of three different factors:

  1. Amount saved
  2. Interest rate earned
  3. Length of time saved for

This allows you to estimate how much you will need to save with different accounts to hit a particular savings goal or how much you could generate based on how much you can afford to deposit each month.

How our free ISA calculator works

The figures produced by our calculator are based on a number of assumptions. This means our projects can only be taken as an estimate.

Our estimate assumes the following:

  1. You will deposit money into your account on a regular basis
  2. There will be no withdrawals made
  3. The market will stay broadly steady
  4. Interest rates will remain productive
  5. There will be no reduction in the ISA tax-free savings allowance during the term of your account

See how much interest you could earn with a Lloyds ISA

Wondering how much you could save with a Lloyds ISA? Try out free ISA interest calculator now to see just how much you could earn.

Click here for our free ISA Calculator »