ISA News & Opinion

Latest ISA News & Opinion

5 Funds to Consider for Your 2020 Investments

5 Funds to Consider for Your 2020 Investments

There is just over one month left in tax year 2019/2020 – so if you haven’t used your tax allowance of £20,000 for ISA savings yet, now is the time to act. We’ve put together 5 funds you should consider investing in to make the most of your tax-free savings this tax...

How to Choose a Stocks and Shares ISA

How to Choose a Stocks and Shares ISA

You want to open an Investment ISA, but are unsure of how to choose an account. Our step-by-step guide breaks down the questions you need to be asking yourself when looking to open a Stocks and Shares ISA.  Anyone can invest in a Stocks and Shares ISA – but not...

Choosing Ethical Stocks and Shares ISAs

Choosing Ethical Stocks and Shares ISAs

Choosing ethical Investment ISAs mean you can put your money where your mouth is, by investing your cash in line with your principles. But how do you choose the best place for your investment?  ISAs are accounts with a tax-free wrapper allowing you to enjoy...

Can I Take My Money Out of a Cash ISA?

Can I Take My Money Out of a Cash ISA?

The ISA structure is a tax-free way to save with a £20,000-a-year allowance. But does this mean locking your money away for long periods of time - or are there accounts where you can access your cash?  A Cash ISA is a savings account which allows you to earn...

Should I Get a Cash ISA or a Cash Savings Account?

Should I Get a Cash ISA or a Cash Savings Account?

For keen savers, putting your money in the right account to gain interest is key to making the most of the money you have. But how do you choose between a Cash ISA and a Cash Savings ISA?  One reoccurring question in financial sphere is whether or not a...

How to open a Stocks and Shares ISA

How to open a Stocks and Shares ISA

You've decided you want to be earning more from your tax-free ISA opportunity, so you want to get going with an investment ISA: putting your money to work on the stock market. But how do you get started? What’s the process for buying a Stocks and Shares ISA? Are...

Rules of Transferring a Cash and Investment ISAs

Rules of Transferring a Cash and Investment ISAs

It's always a good idea to shop around when looking for an ISA - to find the best interest rates and terms which suit you and maximise your returns. But what if you find a better deal after you have already opened an ISA?  Why would I want to transfer my...

ISA investment platforms 2020 – 5 things to consider

ISA investment platforms 2020 – 5 things to consider

Your £20,000 a year tax-free ISA allowance should be the first investment you consider making every year. But before you choose your ISA you need to choose the platform you’re going to manage it on. An investment platform is just the online administrative...

NEW ISA Plan – Offering Potential 8% pa Interest

NEW ISA Plan – Offering Potential 8% pa Interest

New ISA plan offering potential 8% pa interest or 2.5x any rise in the FTSE 100 Index with no upper limit “With the best traditional savings rates offering around 2.7% per year, and significantly lower for Cash ISAs, the potential for 8% from a plan with full capital...

The tax rules for ISAs

The tax rules for ISAs

There’s no doubt that the tax advantages of ISAs make them a compelling proposition for savers and investors. But understanding some of the ins and outs of the tax structures will help you decide between the different products available.  Put simply,...