Halloween has officially past, ushering in the new month of November. With Christmas just around the corner, the looming cost of presents, trees and the decorations lurks round the bend. So, for those looking to protect their pennies from some spontaneous seasonal spending sprees, a November ISA might be the best thing to do: that’s why we’ve put together our list of the top ISA picks for November.
A new season is well and truly upon us, and with it, new opportunities for making the most of your 2020/2021 ISA Allowance. That’s why we’ve broken down our top picks for each type of ISA
Looking for a Cash ISA? Here are our Top Picks…
Aldermore 3 Year Fixed Rate Cash ISA
- This account offers 1.00% per year
- 3 year term
- Winner of ISA Provider of the Year from Consumer Moneyfacts Awards from 2011-2015
Aldermore 30 Day Notice Cash ISA
- A 0.55% interest rate
- Easy access to funds
- 30 day notice period required to withdraw funds
- Winner of ISA Provider of the Year from Consumer Moneyfacts Awards from 2011-2015
Looking for an Investment ISA? Here are our Top Picks…
Legal and General FTSE 100 Tracker Fund
- This ISA tracks the FTSE 100 index
- Has a 0.06% per annum charge
- Invest from £50 per month
- Or invest from £100 lump sum
- Online account management
Fidelity International Index World Tracker Fund
- This ISA tracks the MSCI World Index
- Low annual management charge of 0.01% per annum
- Aims to invest over 5 year period
- Invest from £50 per month
- Available via Fidelity Investment platform
- Potential for £25 cashback
Looking for a Lifetime ISA? Here are our Top Picks…
Nutmeg Lifetime ISA
- Annual portfolio management fee (0.45%-0.75%)
- Easy online set up
- Protected by FSCS scheme
- A choice between fully managed or fixed portfolio
- Pay in from a minimum of £100
- Maximum of £4000 per year
Looking for a Peer to Peer ISA? Here are our Top Picks…
Crowd2Fund Finance ISA
- Terms of 1-5 years
- Invest from £10
- Accepts transfers
- Estimated 8.7% return (tax free)
Lending Crowd Peer to Peer Growth IFISA
- No fixed term
- Invest from £1000
- A targeted return of 4.90%
- Automatic diversification of your funds across 20 loans
- Access to their ‘Loan Market’
Looking for a Junior ISA? Here are our Top Picks…
Hargreaves Lansdown Junior Stocks and Shares ISA
- Invest from £25 per month
- Invest from a lump sum of £100
- The annual charge does not exceed 0.45%
- Some other charges may vary
Shepherd’s Friendly Junior ISA
- Invest from £10 per month
- Invest from a £100 lump sum
- Aim of long-term growth
- Fund managed
- Primarily invested in stocks and shares
Read more about Investment ISAs