Compare Aberdeen ISAs
Compare ISAs from Aberdeen and other ISA options available.
Investment ISAs put your capital at risk & you may get back less than you originally invested
- Fund Choice: Nutmeg offer 5 investment styles with ETFs, using technology to keep charges low
- Invest From: Min. £500
Why we like it: Get a stocks & shares ISA portfolio – Choose one of five investment styles, either fully managed by Nutmeg’s expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up. Start with as little as £500. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see the fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Nutmeg are regulated by the FCA & are covered by the FSCS. ISA eligibility and tax rules apply. Capital at risk. Approved by Nutmeg 09/08/2024
- Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds
- Invest From: £25 pm
Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk.
- Fund Choice: 10 managed portfolios to choose from. Choose your risk profile and have an investment Plan built and managed for you
- Invest From: £1
Why we like it: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple Plans – including Ethical Plans – with different risk levels. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. Simple annual management charge of 0.6%
- Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. With online guidance tools and expert fund ideas to help you choose
- Invest From: £25 pm
Why we like it: This award-winning ISA has an extensive range of investment options, including thousands of funds and shares, plus a guidance service to help you find investment ideas. There is a low service fee (typically 0.35%), easy online application process and apps to manage your money on the move. Additional charges apply depending on your choice of investments. Plus, everything is backed by Fidelity’s 50 years of investment experience. Boring Money Best Buy ISA 2023
- Fund Choice: Invest in over 2,000 funds, shares and more across 25 markets
- Invest From: £25 pm
Why we like it: Invest in over 2,000 funds, shares and more across 25 markets. Invest from £25 per month. Which? Recommended Provider for Investment Platforms 2019–2023. Low-cost online dealing from £3.50. Open your account in minutes from app or website, manage your portfolio on the move. FSCS protected. Capital at risk
- Fund Choice: Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio
- Invest From: £25 pm or £100 lump sum
Why we like it: Hargreaves Lansdown are the UK’s no. 1 investment platform for private investors – kickstart your investing with their award-winning ISA. Choose your own investments with expert research and ideas to help you, or simply pick a ready-made portfolio. Manage via website, app or phone. Capital at risk.
- Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
- Invest From: £1,500
Why we like it: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right ISA portfolio for you, built and managed by experts to help your money grow. You’ll always be invested in a portfolio that’s suitable for you, and you can manage this through the Advice Centre. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your ISA by setting up a direct debit, investing a lump-sum, or by transferring old ISAs for free. Capital at risk.
- Trade From (frequent trader rate): £3.00
- Trade From (standard trader rate): £8.00
Good to know: Pay zero commission on US share trades, and just £3 on UK share trades, when you trade three or more times a month with IG. No admin or transfer fees. Custody fee of £24 per quarter, charged if you hold share dealing or ISA assets at the end of the quarter. Capital at risk. Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail investor accounts lose money when trading spread bets and CFDs with this provider
- Invest From: £25 pm
- Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs
Good to know: With an HL Junior Stocks and Shares ISA, you can choose investments for your child including UK and overseas shares, Investment trusts, bonds and exchange-traded funds (ETFs). HL have over 1 million clients who trust them for their investments. Capital at risk
- Invest From: £25 per month
Why we like it: Responsible investment funds give you the chance to make money in a way that’s in line with your principles. This Fund is designed for investors looking for growth and income from an investment in shares in companies that demonstrate good environmental, social and governance efforts in developed countries. L&G use their scale and influence within the market to propel positive change on environmental, social and governance (ESG) issues.
This fund is available through a junior ISA via: Hargreaves Lansdown investment platform »
- Invest From: £100
- Investment Options: Nutmeg offer a socially responsible junior investment ISA which places emphasis on environmental and social and governance factors
Why we like it: Open with a lump sum from £100. Simple, transparent – Socially responsible portfolios are tilted towards companies and bond issuers that have high environmental, social and governance (ESG) standards. Nutmeg invest in exchange traded funds that avoid companies engaged in controversial activities while focusing on those that lead their peers on ESG. Capital at risk. Approved by Nutmeg 09/08/2024
- Invest From: £25 pm
- Investment Options: AJ Bell offer a wide range of investments including shares, funds, investment trusts and ETFs (exchange traded funds)
Why we like it: Which? Recommended Investment Provider. Invest from £25 pm or invest a lump sum up to £9,000 in the current tax year. AJ Bell offer a wide range of investment options. For a “no hassle” option, you can choose from one of 8 funds and AJ Bell Investments will do the rest. AJ Bell offer a “Responsible Growth Fund” focused on companies taking their commitment to the environment and society seriously. . Capital at risk.
- Invest From: £25 pm
- Investment Options: Choose from more than 40,000 UK and global investment options for your child's ISA
Why we like it: ii offer a flat fee service which over time could save you money compared to platform providers who charge on the value of investments held. ii offer ready made funds including their ethical funds which allows you to invest in line with your principles covering environmental, social and governance factors. Capital at Risk
- Invest From: £100
- Investment Options: Invest in one of a range of expertly designed investment portfolios depending on your investment style
Why we like it: Invest from £100. Simple, transparent – Invest in one of a range of expertly designed investment portfolios depending on your investment style. All five Nutmeg investment styles are built by experts and use exchange traded funds to diversify across stocks, bonds, industries, even countries. Choose the one that works for you. Nutmeg are regulated by the FCA & are covered by the FSCS. To open a Nutmeg JISA, the child must be under the age of 16 and funds cannot be withdrawn until the child turns 18. Capital at risk. Approved by Nutmeg 09/08/2024
- Invest From: £10 pm
- Investment Options: A selection of 9 funds so you can tailor your child's investment
Why we like it: Offers a selection of 9 funds to choose from, including an “International Ethical Fund” so you can tailor your child’s investment. Winner of Best Junior ISA provider for the 2nd year running at the Investment Life and Pensions Moneyfacts Awards 2020. Capital at Risk
- Invest From: £25 a month or any lump sum
- Investment Options: The core of the investment portfolio consists of shares in companies involved wholly or in part in the manufacture of products, industrial processes or the provision of services associated with improving the environment and the enhancement of human health and safety. Capital at risk.
Why we like it: A consistent performer this popular £1.7bn fund run by triple A Citywire rated fund manager Mike Fox works on a “best ideas” basis with 40 to 50 company holdings . The fund applies both negative and positive screening. Sectors considered more favourably include healthcare and technology, whereas areas such as commodities are generally avoided. There is also a focus on long-term themes and trends such as infrastructure and changing demographics. The fund has reasonable ongoing charges of 0.76% pa for an actively managed fund.
This fund is available through a Junior ISA via: Interactive Investor investment platform »
- Trade From (frequent trader rate): £3.50
- Trade From (standard trader rate): £5.00
Why we like it: Invest in over 2,000 funds, shares and more across 25 markets. Invest from £25 per month. Which? Recommended Provider for Investment Platforms 2019–2023. Low-cost online dealing from £1.50. Open your account in minutes from app or website, manage your portfolio on the move. FSCS protected. Capital at risk
- Term: Up to 7 years
Important: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Fund Choice: A range of portfolios for your Lifetime ISA suited to your chosen risk level and investment style
- Invest From: From £100 to £4,000.
Why we like it: Simple annual portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are some underlying fund costs and market spread charges. Easy, online setup. Start with as little as £100 up to £4,000. Plus, live chat, helpful customer support and really useful investor tools & guides. Nutmeg are regulated by the FCA & are covered by the FSCS. Lifetime ISA and tax rules apply. Capital at Risk. Approved by Nutmeg 09/08/2024
- Trade From (frequent trader rate): £5.95 per trade - 20 trades + pm
- Trade From (standard trader rate): £11.95 per trade
Good to know: Online trading charges based on previous month’s activity. 20+ trades made in previous month is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £11.95. Get Access to live prices. Easy set up – Buy & sell shares in minutes! Capital at risk.
- Fund Choice: Tracks FTSE 100 Index. Provides exposure to the FTSE 100 index of the largest companies listed on the London Stock Exchange including Astrazeneca, Unilever, HSBC & Diageo at a highly competitive price. Capital at risk.
- Invest From: £20 pm
A low cost way of looking for capital growth by tracking the 100 most capitalised mature companies listed on the London Stock Exchange. The ongoing charge of the fund is a super low 0.06%.
- Fund Choice: HL blend their favourite equity income funds to provide investors an investment which aims to deliver long term returns & reliable monthly income. Capital at risk.
- Invest From: From £25
Why we like it: The Hargreaves Multi Manager High Income fund aims to deliver a high monthly income to clients by blending different types of funds and moving between different areas of the market when more attractive opportunities emerge. HL also aim to grow this income payment over time and therefore may invest in higher risk smaller companies they believe offer great potential for long term capital growth.
- Fund Choice: The Fund aims to track the performance of the Solactive L&G Enhanced ESG UK Index. Capital at risk.
- Invest From: £25
Tracks shares in companies that demonstrate good environmental, social and governance efforts and are incorporated or headquartered or which have their principal business activities in the UK.
- Trade From (frequent trader rate): £4.99 (Investor Essentials Plan up to £50,000 in assets)
Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk
- Fund Choice: Choice of more than 200 sustainable investment options
- Invest From: £25 a month or any lump sum
Why we like it: The UK’s first rated list of ethical investments to help you align investments with your personal values. Building your investment portfolio can be tough – and it is even more difficult when you want to choose ethical investments. That can mean a lot of research. The ii ACE 40 makes the job easier for you. Interactive Investor select over 200 sustainable investment options to help you identify the socially responsible and environmental funds, investment trusts and exchange-traded funds (ETFs) that best reflect your own values.to help you identify the socially responsible and environmental funds, investment trusts and exchange-traded funds (ETFs) that best reflect your own values. Capital at Risk
- Fund Choice: Tracks FTSE USA Index. Invests in shares of large and medium sized companies in the USA. Capital at risk.
- Invest From: £25 pm
Why we like it: A low cost way of looking for capital growth by tracking the capital performance of the FTSE USA Index. This fund may be suitable for investors looking for growth by tracking the US stock market as represented by the index.
- Fund Choice: Tracks FTSE World Technology Index. Largest 5 holdings of the index include Apple, Microsoft, Google, Facebook & Taiwan Semiconductor Manufacturing. Capital at risk.
- Invest From: £25 pm
Low cost technology fund with a competitive 0.70% ongoing annual charge. A low cost way of investing in shares of global companies engaged in information technology activities, as represented by the FTSE World Technology Index. The fund has significant holdings in Apple and Microsoft.
- Fund Choice: Tracks FTSE 100 Index. Largest company shares in the index include, Astrazeneca, Glaxosmithkline, HSBC & Diageo. Capital at risk.
- Invest From: £25 pm
A super low cost FTSE 100 tracker ETF fund with a 0.07% pa annual charge. The product has a record of tracking its benchmark to a high degree of accuracy and scored ahead of rivals on this measure.
- Fund Choice: Tracks the FTSE 250 index of medium-sized companies, providing a greater UK domestic focus than the FTSE 100. This is the cheapest ETF tracking the FTSE 250 with an ongoing charge of just 0.1%. That equates to £1 of fees for every £1,000 invested so super cheap! Capital at risk.
- Invest From: £25 pm
Low cost FTSE 250 tracker with a 0.10% pa annual charge. This Fund seeks to track the performance of the FTSE 250 Index, a widely recognised benchmark of mid cap sized companies of the United Kingdom.
- Fund Choice: Offers low cost way of accessing exposure to the price of gold. This fund is backed by physical gold. Capital at risk.
- Invest From: £25 pm
The iShares Physical Gold ETC seeks to track the day-to-day movement of the price of gold, less fees, by holding gold bullion. The gold bullion backs the securities issued and is valued daily at the London PM fix price. The gold bullion is held as allocated gold bars with the custodian, JPMorgan. State Street acts as the Trustee. iShares Physical ETCs are exchange traded commodities and are neither funds nor exchange traded funds.
- Fund Choice: Tracks FTSE 100 Index. Capital at risk.
- Invest From: £25 pm
A low cost FTSE 100 tracker with a 0.07% pa annual charge. Tracks the 100 largest listed companies in the UK. A low cost way to invest in this area of the market.
- Fund Choice: Tracks FTSE 100 Index. Companies in the index include AstraZeneca, NatWest, Standard Chartered & Diageo. Capital at risk.
- Invest From: £25 pm
Low cost tracker with a 0.09% pa annual charge. Provides exposure to the FTSE 100 index of the largest companies listed on the London Stock Exchange at a highly competitive price.
- Fund Choice: High income yield fund suitable for long term investors drawing regular monthly income from their portfolios. Capital at risk.
- Invest From: £25 pm
Why we like it: If you are looking for a high income yield this fund is suitable for long term investors drawing regular income from their portfolios. With a focus on high yield bonds and shares, the fund manager is an experienced bond investor who has a flexible approach to seeking out the best income opportunities.
- Fund Choice: This fund portfolio is designed to achieve high and rising income by investing globally, primarily in equities, in any economic sector whilst participating in long term capital growth. Capital at risk
- Invest From: £25 pm
Why we like it: JP Morgan Asset management is one of the worlds largest and best known brands in investment management. The aim of this fund is to achieve high and rising income by investing globally primarily in equities in any economic sector whilst participating in long term capital growth.
- Fund Choice: Aims to provide a dividend yield above the FTSE All-Share Index. Invests in UK equities judged to offer high yield, above average prospects of dividend growth and long-term capital growth. Income paid twice yearly. Capital at risk.
- Invest From: £25 pm
Why we like it: Getting paid a regular income is a priority for many investors. Whether you’re in retirement, or want to boost your existing income, an equity income fund could be right for you. Even if you do not need income now, you can opt to reinvest it to boost capital growth. An emphasis on dividends and dividend growth makes this fund a more traditional UK equity income fund, in our view, so it could help form the foundation of an income portfolio.
- Fund Choice: Popular corporate bond fund that pays a monthly income. Manager Sajid Vaid believes investment grade (high quality) company bonds may be the ‘sweet spot’ in the fixed income market, delivering modest income while keeping risks in check. Capital at risk.
- Invest From: £25 pm
Why we like it: A fund with a conservative approach to bond investing. The focus is on quality companies that are in good financial health and generate enough cash to keep paying bondholders. Aims to provide a relatively steady income and a small amount of growth, without taking excessive risks. It could help diversify a portfolio focused on shares, or be used as a way to limit volatility during tougher times for stock and bond markets.
- Fund Choice: The fund aims to pay an attractive quarterly income and grow your investment by investing in shares of companies based in Asia & the Pacific region. Capital at risk.
- Invest From: £25 pm
Why we like it: If you are looking to access Asia’s exciting growth potential along with a regular income this fund may be for you. Focuses on larger, dividend-paying companies in developed Asian markets, including Hong Kong, Singapore and Australia. Invests in a small number of companies so each can contribute a lot to performance, which can increase risk. The fund aims to pay an attractive income and grow your investment. A focus on companies that tend to be more stable could help the fund fall to a lesser extent than some others when markets are weak. Jupiter has grown to be one of the UK’s most successful and respected investment management groups.
- Fund Choice: Tracks MSCI World Index. Low cost tracker fund that invests in global companies such as Disney, Google & Coco-Cola. Capital at risk.
- Invest From: £25 pm
Super low annual management charge of 0.1%. Great way to spread risk across a wide range of shares. The fund invests in companies including Apple, Microsoft, Amazon and Tesla.
- Fund Choice: Allows investors to gain a simple cost efficient way to access the gold market. Capital at risk.
- Invest From: £25 pm
WisdomTree Physical Gold (PHAU) is designed to offer access to the gold market. The fund is backed by physical allocated gold held by HSBC Bank plc (the custodian). Only metal that conforms with the London Bullion Market Association’s (LBMA) rules for Good Delivery can be accepted by the custodian. Each physical bar is segregated, individually identified and allocated.
- Fund Choice: Tracks FTSE 350 Index. Capital at risk.
- Invest From: £25 pm
This is a low cost FTSE 350 tracker fund with a 0.16% pa annual charge. The aim of the Fund is to seek to achieve capital growth for investors by tracking closely the performance of the FTSE 350 Index.
- Fund Choice: Scottish Mortgage Investment Trust is an actively managed by fund manager Baillie Gifford, investing in a high conviction global portfolio of companies with the aim of maximising its total return over the long term. Capital at risk.
- Invest From: £25 pm
Scottish Mortgage Investment Trust is a popular fund which invests on a global basis. Stocks are carefully selected for their strong growth prospects. The trust aims to outperform world stock market indices over a five year rolling period. The managers see themselves as owners of companies rather than renters of stocks. The largest holdings include Tesla and Amazon.
- Fund Choice: This investment trust invests in the global healthcare sector and aims to achieve a high level of capital growth. The Trust invests in a diversified portfolio of shares in pharmaceutical & biotech companies & related securities in the healthcare sector. Capital at risk.
- Invest From: £25 pm
Investment trust providing exposure to global healthcare companies with an 1.16% ongoing charge. In order to achieve its investment objective, the Company invests worldwide in a diversified portfolio of shares in pharmaceutical and biotechnology companies and related securities in the healthcare sector.
- Fund Choice: Award winning investment trust offers investors access to the fast moving world of technology. The fund invests in stocks worldwide that have the potential to become tomorrow’s Apple or Google. Capital at risk.
- Invest From: £25 pm
Investment trust providing exposure to global technology companies. Allianz Technology Trust PLC is a UK listed investment trust that offers access to the investment potential of the technology sector. The Trust aims for long-term capital growth by identifying major trends ahead of the crowd and investing in stocks worldwide that have the potential to become tomorrow’s Apple or Google. The Trust invests in mid to large-sized technology companies, holding companies expected to benefit from the continued growth in particular sub-sectors of technology.
- Fund Choice: Over 3,000 Funds, Investment Trusts, Bonds, ETF's or Cash
- Invest From: £100 single or £25 per month
Why we like it: Easy to setup in a matter of minutes. Start with as little as £25 pm & save up to £4,000 pa. Wide choice of stock market linked investments, or can be retained in cash. Simple annual platform fee of 0.45%. Other charges may apply. Hargreaves Lansdown are regulated by the FCA and are covered by the FSCS. Capital at Risk
Stocks & Shares ISA Transfer Cashback Offer (Terms Apply)
from Hargreaves Lansdown
- Fund Choice: 3,000+ Funds
- Invest From: £25 pm
Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.
Offer:
Cashback » available now when you transfer (Terms Apply)
Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.
- Fund Choice: This investment trust provides investors with access to the potential of companies in the global technology sector. The fund Researches and identifies developing technology trends and investing in the companies best placed to exploit them. Capital at risk.
- Invest From: £25 pm
Investment trust providing exposure to global technology companies. Launched in 1996, Polar Capital Technology Trust plc (“PCT”) has grown to become a leading European investor with a multi-cycle track record. Managed by a team of dedicated technology specialists, the PCT aims to maximise long-term capital growth by investing in a diversified portfolio of technology companies from around the world. Top holdings in the fund include Apple, Microsoft, Google & Facebook.
- Fund Choice: The investment policy is to provide a diversified investment in mining and metal securities worldwide. Capital at risk.
- Invest From: £25 pm
The mining sector is benefiting from the world’s most compelling long-term trends from digital transformation, to the sustainability agenda, to gold and precious metals. Targeting income and capital growth, this investment trust provides a diversified blend of companies designed to benefit from the changing global economy.
- Fund Choice: Over 2,000 Funds, Shares and ETF's
- Invest From: £25 per month
Why we like it: Start from £25 pm & save up to £4,000 pa. Wide choice of stock market linked investments or utilize investment ideas. Can be retained in cash. Simple annual management fee of 0.25%. Deal from £1.50 & never pay more than £5.00 per online deal. AJ Bell are regulated by the FCA & are covered by the FSCS. AJ Bell do not offer advice. Capital at risk
- Fund Choice: Need help choosing the right investments? ii's experts have carefully selected investments to point you in the right direction.
- Invest From: £25 a month or any lump sum
Why we like it: Designed to make it easier for investors, these four portfolios offer either growth or income options, with a choice of actively managed investments or low-cost tracker funds including an ethical growth portfolio. Low cost fees and trading.
Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.
- Fund Choice: You can invest for income or growth and select from three pre-determined risk levels.
- Invest From: £25 pm
Why we like it: Choose from one of 6 ready made portfolios based on your attitude to risk. Portfolios rebalanced twice a year. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.
Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.
- Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed using exchange traded funds (ETFs)
- Invest From: £1,500
Why we like it: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right ISA portfolio for you, built and managed by experts to help your money grow. You’ll always be invested in a portfolio that’s suitable for you, and you can manage this through the Advice Centre. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your ISA by setting up a direct debit, investing a lump-sum, or by transferring old ISAs for free
- Fund Choice: Choose the fund that suits you. There are eight in total, each built by our specialist team at AJ Bell Investments.
- Invest From: £25 pm
Why we like it: The ‘no-hassle’ option – just choose your fund and how much to invest. That’s it. They do everything else from there, including managing and rebalancing the fund whenever they think it’s necessary.
Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.
- Fund Choice: Invests in companies that are likely to benefit from measures taken to improve the environment, human welfare and quality of life. Capital at risk.
- Invest From: £25 pm
Why we like it: This fund works on a “best ideas” basis with 40 to 50 company holdings. The fund applies both negative and positive screening. There is also a focus on long-term themes and trends such as infrastructure and changing demographics. The fund has reasonable ongoing charges of 0.76% pa for an actively managed fund.
- Fund Choice: Tracks the MSCI World Index. This index is a market cap weighted index of 1,585 companies throughout the world across 23 countries. Capital at risk.
- Invest From: £25 pm
One of the cheapest world equity exchange-traded funds available makes this a great way for investors to generate performance in line with the world’s major stock markets. This ETF seeks to track the performance of the MSCI World index, comprised mainly of large companies from 23 developed markets. Ongoing charges are 0.2%.
- Fund Choice: Nutmeg allow you to align your investments with your values. With continuous oversight from the Nutmeg in-house investment team, their SRI portfolios place an emphasis on environmental, social and governance factors
- Invest From: Min. £500 single
Why we like it: If investing responsibly is important to you then Nutmeg have put together a portfolio tilted towards companies and bond issuers that have high environmental, social and governance (ESG) standards. Nutmeg invest in exchange traded funds (or ETFs) that avoid companies engaged in controversial activities while focusing on those that lead their peers on ESG. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500. Capital at risk. Approved by Nutmeg 09/08/2024
- Fund Choice: Allows investors to access the gold market through a fund that closely tracks the performance of the NYSE Arca Gold Miners Index (GDMNTR). Capital at risk.
- Invest From: £25 pm
This ETF fund invests in a portfolio of equity securities. The ETF aims to provide investment returns that closely track the performance of the NYSE Arca Gold Miners Index (GDMNTR). NYSE Arca Gold Miners Index is a pure-play, global index that tracks the performance of the largest publicly-traded companies worldwide primarily involved in the mining for gold and silver.
- Fund Choice: Allows investors to access the gold market through a fund that closely tracks the performance of the Market Vectors Global Junior Gold Miners Index (MVGDXJTR). Capital at risk.
- Invest From: £25 pm
This ETF fund MVIS Global Junior Gold Miners Index is a pure-play, global index, tracking the performance of the most liquid junior companies in the global gold and silver mining industry that generate or intend to generate at least 50% of their revenues from this sector.
- Fund Choice: Allows investors a low cost way to access the gold market. Capital at risk.
- Invest From: £25 pm
The Invesco Physical Gold P-ETC aims to provide the performance of the spot gold price through certificates collateralised with gold bullion. The base currency is USD.
- Fund Choice: Investment trust offering investors potential for capital growth from companies involved in the precious metal sector. Capital at risk.
- Invest From: £25 pm
This investment trust aims generate above average returns for Shareholders primarily through the capital appreciation of its investments. The Company will target equity investments in precious metals, including gold, silver, platinum, palladium and in diamonds.
- Fund Choice: This unit trust fund invests in companies that are related to gold mining, commodities & precious metals. Capital at risk.
- Invest From: £25 pm
In seeking to achieve its investment objective, this fund will invest at least 70% of its total assets in the equity securities (e.g. shares) and equity-related investments (i.e. other investments whose value is related to equities) of companies related to or involved in gold mining, commodities and precious metals.
- Fund Choice: Tracks S&P 500 Index. Passive fund that seeks to mirror as closely as possible the performance of the 500 largest companies by market capitalisation in the USA such as Apple, Google, Tesla, Berkshire Hathaway & Mastercard. Capital at risk.
- Invest From: £25 pm
This is a low cost S&P 500 tracker fund with a 0.07% pa annual charge. The Fund aims to track closely the performance of the 500 largest companies (i.e. companies with large market capitalisation) within the United States market.
- Fund Choice: Tracks MSCI China Index. The index is made up of the largest stock market-listed companies in China including Tencent, Baidu, Alibaba & China Construction. Capital at risk.
- Invest From: £25 pm
A low cost index tracker fund with an ongoing charge of 0.30% pa provides investors with exposure to the largest companies in China that make up the index.
- Fund Choice: Tracks the FTSE 250 Index. The fund invests directly in shares that make up the index such as Direct Line Group, Greggs & Morrisons. Capital at risk.
- Invest From: £25 pm
A low cost FTSE 250 tracker with a 0.12% pa annual charge. Tracks the 250 largest listed companies in the UK. A low cost way to invest in this area of the market.
- Fund Choice: Invests in companies whose operations are considered to be making a positive contribution to society and seeks to avoid companies which, on balance, are felt to be harming the world, its people or its wildlife. Capital at risk.
- Invest From: £25 pm
Why we like it: This fund works on a “best ideas” basis with 40 to 50 company holdings. The fund applies both negative and positive screening. There is also a focus on long-term themes and trends such as infrastructure and changing demographics. The fund has reasonable ongoing charges of 0.76% pa for an actively managed fund.
- Fund Choice: Investment trust that invests predominantly in companies that provide, utilize, implement or advise upon technology-based systems, products or services in environmental markets, particularly those of alternative energy and energy efficiency, water treatment and pollution control, waste technology & resource management. Capital at risk.
- Invest From: £25 pm
Why we like it: Launched in 2002 Impax Environmental Markets is one of the UK’s largest environmental focused investment trusts which aims to enable investors to benefit from growth of more efficient delivery of services such as energy, water and waste.
- Fund Choice: Actively managed Fund that seeks to invest in high quality companies whose products, services or behaviour are deemed to make a positive impact on society and which emphasize sound environmental, social and governance (ESG) practices. Capital at risk.
- Invest From: £25 pm
Why we like it: The fund manager seeks to identify profitable and well managed businesses that make a positive impact on society operating in markets that offer attractive structural growth opportunities.
- Fund Choice: Actively managed fund that invests in global company shares where products or services make a positive impact on society or the environment. Capital at risk.
- Invest From: £25 pm
Invests in up to 50 global companies. The funds largest exposure is to the health care sector (35%), while its top 10 holdings include Tesla, Alphabet, and Taiwan Semiconductor Manufacturing Company. Investments will be made in companies addressing critical challenges in areas such as, but not limited to; education, social inclusion, healthcare and the environment.
- Fund Choice: Tracks MSCI World Information Technology Index. Largest holdings of the index include Apple, Microsoft, VISA, NVIDIA and Mastercard. Capital at risk.
- Invest From: £25 pm
A low cost technology ETF tracker fund with an ongoing annual charge of 0.25%. Provides diversified exposure to global developed market equities that are constituent members of the MSCI World Index and part of the Information Technologies sector.
- Term: 1 Year
- Invest From: £1,000
ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)
- Term: 2 Years
- Invest From: £1,000
ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)
- Term: Easy Access - 30 Day Notice
- Invest From: £1,000
Unlimited deposits and withdrawals. ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdrawals subject to 30 days notice
- Fund Choice: Tracks FTSE World Index (excluding UK). Invests in shares of large and medium sized companies listed on a range of world stock markets (excluding the UK. Capital at risk.
- Invest From: £25 pm
Why we like it: A low cost way of looking for capital growth by tracking the shares of middle and large companies by capitalisation across all economic sectors in developed and advanced emerging markets (excluding the UK) as represented by the index.
- Fund Choice: This investment trust seeks to achieve long-term capital growth through investing in companies listed in China and Chinese companies listed elsewhere. The Company may also invest in listed companies with significant interests in China. Capital at risk.
- Invest From: £25 pm
Aberdeen ISA
Aberdeen Asset Management is an asset management corporation which offer the Aberdeen investment ISA.
Aberdeen Asset Management was founded in 1983 by a group of investors who bought a £50million investment trust in Aberdeen, Scotland, where the company is still based.
About Stocks and Shares ISAs
A stocks and shares ISA permits account holders to invest in a range of different funds, while protecting any gains made from investments from Capital Gains Tax. Dividends within an investment ISA will have a 10% income tax deduction at source but there will be no further income tax to pay.
As stocks and shares ISA involve an element of risk, it is important that you understand that before you invest. The value of investments, and the income from them, can go down as well as up and you may get back less than the amount invested.
Finding a stocks and shares ISA
Stocks and Shares, and other types of ISAs, are offered by a variety of providers. It is therefore a good idea to shop around providers to try and find an Individual Savings Account that fits the way you wish to invest. Some may require certain investment balances and charge trader fees.
Remember that you can only open one investment ISA in each tax year; you may however be able to transfer to another provider.
You can use the tables on this website to compare a selection of different ISAs from various pages, and follow the links to find out more or to apply.
Other types of ISA
Cash ISAs are another type of ISA. They operate more like a typical savings account offered by banks in building societies, in that the money deposited in the account accrues interest. The main difference however is that interest is paid tax-free on the account. These types of account are not typically capital at risk products and usually enjoy Financial Services Compensation Scheme (FSCS) protection.
It is possible to open both a Cash ISA and an Investment ISA within the same year, however if you do so you will need to break up your overall ISA allowance between the two accounts so you do not exceed it.
Eligibility
To be eligible for an Investment ISA you must be:
- Aged 18 years or over.
- A resident in the UK, or a Crown Servant or their spouse/civil partner if you do not live within the UK.